Insurance. Is it worth it?
The insurance will act as a shield, holding point in times of need. Just in case.
The insurance that I had been introduced in the past couple of weeks had me thinking. Thinking alot actually.
The health insurance of Takaful will cover my expenses if there are cases of major road accidents, and also the 40 types of diseases and also in cases where permanent loss of ability. This type of insurance does not cover hospitalization.
The insurance will also act as a savings account. 1:1 Savings: Health. Which in another 25 years time it will gain to approximately Rm48-50K whenever I reached 55 y.o. If i regularly auto-debit RM200/month. And there is option of hospitalization benefits.
There's another one. The prudential takaful.Basically I will get a medical health card, that will cover my expenses for hospitalization and hospitalization alone. If treated as a out-patient , then I will not be covered. It also has the the savings option.
There's even the possibility of me not staying here in Malaysia in the next couple of years. And this thing will surely suck my account for the next decade or so..Imagine.
This insurance does not cover me overseas. Except in cases of death or major disablement. 90 days to the date of the visa,or departure.
Other options , please..?
The dangerous connection to the underside of Reece..livin on a Prayer..
Sunday, December 17, 2006
Friday, December 15, 2006
Quality Day and Dinner
On the next Saturday Came the Sukaneka, Family day cum Quality day for the Faculty.
As the participant and also the organizing committee, we had a lot to hold up to. The staffs arrived early to make sure the stuffs were in place.
Alot of activities were organized such as Nature Race, Catwalk= 4 person's each legs were tied to the same coconut palm and had to walk, coconut grating = kukur kelapa, tarik tali tug-of-rope,.
After the whole day basking in the hot sun unwillingly,we came out as the overall champ..Again..Congrats...
Glacing from the shade, at the tug of war thats been going on
Nice breakfast! Sandwiches
Give it all that I got !!with the rhythmn of the song.
The Nature's Race team
Awaiting dinner
Aidil fitriiii..Hari bahgia..Hari yang mulia...
This is after the dinner. With our Vocal Advisor Kak Fazlun
That night was the dinner. We, the reps of bio staffs had to perform. And it was the Eidulfitri Song - Aidilfitri-Fazidah Joned song.
And thats the end of the day. And on Monday I had to go to PD for the course on Zooplankton Identification.
As the participant and also the organizing committee, we had a lot to hold up to. The staffs arrived early to make sure the stuffs were in place.
Alot of activities were organized such as Nature Race, Catwalk= 4 person's each legs were tied to the same coconut palm and had to walk, coconut grating = kukur kelapa, tarik tali tug-of-rope,.
After the whole day basking in the hot sun unwillingly,we came out as the overall champ..Again..Congrats...
Glacing from the shade, at the tug of war thats been going on
Nice breakfast! Sandwiches
Give it all that I got !!with the rhythmn of the song.
The Nature's Race team
Awaiting dinner
Aidil fitriiii..Hari bahgia..Hari yang mulia...
This is after the dinner. With our Vocal Advisor Kak Fazlun
That night was the dinner. We, the reps of bio staffs had to perform. And it was the Eidulfitri Song - Aidilfitri-Fazidah Joned song.
And thats the end of the day. And on Monday I had to go to PD for the course on Zooplankton Identification.
Quality Awareness Day
Last Friday on the 17 November 2006, the Department was honoured to be the hosts for the Annual Quality Day organization. The Department had gathered all the new staffs to be the main backbone of the committee and also as the participants of the Events that had been organized.
As such is the Quality Awareness Day which each representatives of all levels from each of the 4 departments of the faculty. Each representative will make a sketch of the progress of each department within that year .The most appropriate and cynical was from the department of chemistry which touched on the latest up to date news headlines, such as young female student having an old man as a husband, ISO jokes such as "backdated" and also sending students to Mongolia for conferences. It was utterly hillarious.
For our department Dr FA had use in lab coats wearing mice masks and tails , scenario of the mice in a cramped mice house. And then, the approval of grants came and thus wallah! We got a new house. And all of this was with appropriate sound effects to accentuate the scenes. I guess we must have been innovative so as to won the heart of judges and we won as the champ!!!
It was quite a while , when the public called and labelled us the Bio rats, which stuck to us just for a whole week.
We won!!
M.I.C.K.E.Y. M.O.U.S.E
Panas! Rimas!.
Approval of the grant = New House
Habis daa...
As such is the Quality Awareness Day which each representatives of all levels from each of the 4 departments of the faculty. Each representative will make a sketch of the progress of each department within that year .The most appropriate and cynical was from the department of chemistry which touched on the latest up to date news headlines, such as young female student having an old man as a husband, ISO jokes such as "backdated" and also sending students to Mongolia for conferences. It was utterly hillarious.
For our department Dr FA had use in lab coats wearing mice masks and tails , scenario of the mice in a cramped mice house. And then, the approval of grants came and thus wallah! We got a new house. And all of this was with appropriate sound effects to accentuate the scenes. I guess we must have been innovative so as to won the heart of judges and we won as the champ!!!
It was quite a while , when the public called and labelled us the Bio rats, which stuck to us just for a whole week.
We won!!
M.I.C.K.E.Y. M.O.U.S.E
Panas! Rimas!.
Approval of the grant = New House
Habis daa...
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